What is National Health Insurance? 「国民年金とは」
更新日：2023年7月4日
About joining
All persons with age of more than 20 years and less than 60 years (Including foreign residents) are obligated to join National Health insurance. When a person becomes 20 years old, a registration report form is sent from Japan Pension Service (Excluding those who join Employee Pension and Mutual aid Pension).Please fill the form and return it to the organization.
Japanese National Pension System (Homepage of Japan Pension Service
Type of Insured
| Category-1 Insured Person | Person who lives in Japan with age of more than 20 years and less than 60 years whose occupation is farming, self-employed, student, or unemployed |
|---|---|
| Category-2 Insured Person | Person who joins Employee Pension and Mutual aid Pension |
Category-3 Insured Person |
Person with age of more than 20 years and less than 60 years who is supported by the one who joins Employee Pension and Mutual aid Pension |
Insurance Premium
Monthly insurance premium is revised every year. For those who have difficulty with paying the premium, there is exemption system. In case of difficulty with payment, please consult with Insurance and Pension Division.
Type of Pension Benefits
Type of Pension |
Requirements |
|---|---|
| Old-age Pension (Rorei Nenkin) | It is a pension which is paid basically with arrival of 65 years of age. It is necessary to have more than 10 years of total period combined with insurance premium payment period, exemption period, and covered period. |
| Disability Basic Pension (Shogai Kiso Nenkin) | When a person has physical disability due to illness and injury before becomening 20 years old or while joining National Pension Service, the pension is paid by meeting following conditions. The period of already paid premium (Including exemption period) up to the first medical consultation day is more than 2/3 of total joining period, or in the past 1 year up to previous 2 months prior to the medical consultation month, there is no unpaid period (This pension is also paid in case of injury and illness before 20 years of age.). |
| Basic Pension for Surviving Family (Izoku Kiso Nenkin) | If a person dies during joining period or after meeting requirements of pension eligibility, the pension is paid to the wife or husband with a child younger than 18 years old until the last day of fiscal year of child’s 18 year birth day. In case of a child with disability of class 1 and 2, the pension is paid until the child becomes 20 years old. For this, it is necessary to meet either conditions as follows. 1. The premium payment period of the deceased (Including exemption period) is more than 2/3 of joining period. 2. There is no unpaid period in the past 1 year up to 2 months prior to the month of the person’s death. |
| Widow Pension (Kafu Nenkin) | If a husband who has never been a recipient of Disability Basic Pension and meets pension eligibility requirements (Category-1 Insured Person) dies without receiving the pension, it is paid to his wife in over 10 year matrimony from 60 to 65 years old. |
| Death Allowance (Shibo Ichiji Kin) | If a person dies, who has been paying the premium more than 3 years as first insured, the pension is paid in case that survivors cannot get paid with Basic Pension for Surviving Family. |
| Lump-sum Withdrawal (Dattai Ichiji Kin) | If a person without Japanese nationality has paid insurance premium for more than 6 months, the person can demand Lump-sum Withdrawal within 2 years of its departure. ※In case of receiving Lump-sum Withdrawal, the pension based on social security agreement cannot be paid. |
※Social security agreement
When a person working for a company in Japan is dispatched overseas, it may occur that the person must pay the insurance premium of social security system of both countries. There is also a case that the paid premium may become throwing away since the person’s joining time of the country’s pension system is short. For solving these problems and avoiding double joining of social insurance system, there are countries which have social security agreement to enable the insured to receive the pension calculated as total joining period in balance.
※Countries whose agreement have been already issued (As of August 2018)
Germany, United Kingdom, the Republic of Korea, USA, Belgium, France, Canada, Australia, Netherlands, the Czech Republic, Spain, Ireland, Brazil, Switzerland, Hungary, India, Luxemburg, the Republic of Philippines
※Eligible social insurance system, content of agreement and how to handle it differ depending on the countries.
※United Kingdom and the Republic of Korea do not have agreement for total joining period in balance (Tsusan Kyotei).
Homepage of Japan Pension Service (in English)
[Contact]
・Insurance and Pension Division
Telephone: 0533-89-2177
・Toyokawa Pension Office
Telephone: 0533-89-4044
CONTACT
City of Toyokawa - International and Civic Activity Division豊川市役所 市民協働国際課
Postal code: 442-8601
Address: 1-1, Suwa, Toyokawa, Aichi, Japan
Phone: 0533-89-2158
Open days and time: Monday - Friday, 8:30am - 5:15pm
Holidays: Saturday, Sunday, National and Year-end and New-year Holidays December 29 - January 3
