There are two main types of public health insurance.

1.Social Health Insurance（for employees of companies and other business entities）

2.National Health Insurance（for those who do not belong to workplace health insurance programs）

Those who have a contract of employment for two months or longer and work for 3/4 or more of the average working hours and days must enroll in Social Health Insurance. This is not voluntary but mandatory. The premium is determined by the individual’s salary. The employer and the subscriber each pay half. If you belong to the Social Health Insurance program, you pay only 30% of * medical fees and you can receive childbirth allowance and funeral expenses. * Also, you can receive High-cost Medical Care Benefits if the *amount paid for a month exceeds a certain amount (the amount depends on the salary).  

All of the people who registered as Toyokawa citizens except those who are enrolled in any other health insurance plan; their dependents or welfare recipients must apply for National Health Insurance (NHI). As in the case of Social Health Insurance, you pay only 30% of the medical fees if you belong to National Health Insurance and you can receive childbirth allowance and funeral expenses* Also, you can receive High-cost Medical Care Benefits if the *amount paid for a month exceeds a certain amount (the amount depends on the salary). The premium varies according to the salary in the previous year. If you don’t belong to any public insurance* schemes * when you apply for National Health Insurance, the premium for up to two years is retroactively charged. If you can’t apply for Social Health Insurance, apply for National Health Insurance.

Travel insurance is not public insurance. You are not exempt from National Health Insurance because you pay travel insurance.

Notify us at times like this!

The eligibility for participation in NHI starts from the day when you lose other public insurance or move to Toyokawa. If you delay in notifying us, you have to pay full medical expenses when you become suddenly ill or are injured. The deadline is fixed to 14 days from the day above by law. Notify us as soon as possible.

Your insurance card can’t be used after you lose your eligibility due to moving out, etc. Make sure not to forget to return it to the Insurance and Pension Division.

※If your company rejects your wish to join social health insurance despite the fact that you are working, a certificate showing the reasons why you can’t join it is required from your company to allow you to join NHI.